Registered Representative with Independent Broker Dealer

What I offer is "advice". I strategically use a variety of financial instruments within the context of a financial strategy to guide families towards Financial Independence. It's not the products, but how you put them together.

While most companies focus on products, I work with you to develop a solution. I believe that your behavior is the most important key to your long-term financial success.

For a majority of clients their financial success is based mostly upon the quality of the advice they get, or don't get.

By listening to my clients and keeping things simple, I believe I can help them make smart choices about their money.

I believe that a written analysis coupled with a "Competent Professional" can aid you in your quest toward long-term financial success. With that said, here is my invitation;

A cup of coffee, and a second opinion.

By appointment, you're welcome to sit with me, for a while. I'll ask you to outline your financial goals – what your portfolio is intended to do for you. Then I'll review your portfolio for and with you. If I think your strategies continue to be well-suited to your long-term goals – in spite of the current market turmoil – I'll gladly tell you so, and send you on your way.

If, on the other hand, I think some of your strategies no longer fit with your goals, I'll explain why, in plain English. And, if you like, I'll recommend some alternatives.

Representative
Heritage Estate Services
Syracuse, New York Area

Unlike a Will, a Living Trust has many living benefits in addition to avoiding Probate: A Living Will, Nomination of Conservator, Durable Power of Attorney for Assets and Healthcare, Guardian for Minor Children, and more.

Heritage Living Trust has been guiding people through the process of passing assets from generation to generation for 20 years. The Heritage website contains many valuable information resources that will protect your family and save you thousands of dollars.

I encourage you to invest in your future security and profit from the expert information... your family will thank you for it.

Here is something to think about, if you answer “Yes” to any of the statements below, you just might need a Living Trust:

I want to avoid the Probate process
I own real estate or I have a mortgage
I own real estate in multiple states
I have minor children
I have a Special Needs Child
I have children from a previous marriage
I own assets from a previous marriage
I don't want to leave difficult decisions to my loved ones
I value my privacy
I want to leave a loving legacy

Additionally,

I am part of a group of independent financial consultants helping middle Americans achieve financial success.

Through our system design, a client's current position is carefully evaluated. We then prepare a comprehensive, solutions-based program that positions the client for greater wealth accumulation potential, the elimination of "bad" debt whenever possible, risk assessment considerations and finally, overall protection of the estate against the impact of future probate and capital gains.

*Our home office is always searching for the "best of the best". Because the company does not own any of the products we sell, we are, therefore, able to provide the very finest financial vehicles available industrywide on a non-propreitary basis.

*We are constantly interviewing new individuals to train as Consultants. Although past experience is a plus, individuals with little or no experience will be considered on an individual basis. A desire to join a team of like-minded professionals, interested in helping others achieve financial independence is the primary criteria to fill this position.

Specialties:
Mutual Funds, Annuities, life insurance, Long Term Care Insurance, Living Trusts